Tools
Free financial calculators
15 transparent calculators for investing, debt payoff, emergency funds, home buying, and crypto — no signup required.
Debt Payoff Calculator
Compare avalanche and snowball payoff plans and inspect month-by-month remaining balances.
Emergency Fund Calculator
Set a 3, 6, 9, or 12-month emergency-fund target, track progress, and estimate time-to-goal from your monthly savings rate.
FIRE Calculator
Estimate your financial independence target, years to FIRE, and progress using savings and spending assumptions.
Net Worth Calculator
Calculate net worth with grouped assets and liabilities, concentration insights, and debt-risk ratios in one clear balance-sheet view.
Paycheck Calculator
Estimate take-home pay per paycheck with federal, state, FICA, and 401(k) deductions by pay frequency.
Retirement Calculator
Project retirement savings, estimate sustainable monthly income at a 4% withdrawal rule, and quantify any gap to your target.
Savings Goal Calculator
Plan time-to-goal and required monthly contributions with milestone checkpoints and contribution-versus-growth decomposition.
Subscription Cost Calculator
Normalize weekly, monthly, quarterly, and annual subscriptions into one monthly-equivalent view, then rank your highest recurring costs.
Compound Interest Calculator
Project long-term portfolio growth using principal, recurring contributions, and configurable compounding frequency.
Dollar Cost Averaging Calculator
Compare dollar-cost averaging and lump-sum investing with preset bull/bear/sideways/volatile paths or your own historical monthly prices.
Investment Return Calculator
Calculate total return, CAGR, and dollar gain from initial investment, final value, holding period, and dividends received.
Portfolio Allocation Calculator
Get a recommended split across US stocks, international stocks, bonds, and cash based on your time horizon and risk tolerance.