AI with controls
Ask questions across your finances without giving AI unchecked control
BetterOff includes an AI personal finance assistant that can reason over the financial data in your workspace. The plan includes 200 AI messages each month, and proposed changes require your approval.
- 10,000+ supported institutions
- Encryption at rest and in transit
Who it is for
It is designed for questions that depend on several parts of a financial picture: recent spending, account balances, debts, investments, and recurring commitments. It is not a fiduciary, tax preparer, or substitute for a licensed professional.
How it works
A reviewable workflow, not a black box
- 01Connect the financial sources you want represented in the workspace.
- 02Ask a question using the context already available across those sources.
- 03Review the explanation and the records used to form the answer.
- 04Approve or reject any proposed change instead of allowing silent automation.
What to know before choosing
The assistant is part of the same workspace as the underlying records. That reduces copy-and-paste work while preserving a clear control boundary. Connections are read-only, and BetterOff does not sell customer data.
The single plan includes five connected sources, 200 AI messages each month, two household members, and PDF and CSV exports. It costs $15 monthly or $144 yearly and has a 30-day refund policy. Review pricing and limits, security practices, and the FAQ before signing up.
Questions people ask before deciding
Short answers to the practical limits and controls behind this page.
Can the AI change my data by itself?
No. AI-proposed changes require approval.
How many AI messages are included?
The plan includes 200 AI messages per month.
Continue your research
Reviewed by FinSync LLC