Household access
A shared financial view for two household members
BetterOff supports two household members on one plan. They can review the same connected financial picture across accounts, spending, investments, debts, and recurring bills while institution access remains read-only.
- 10,000+ supported institutions
- Encryption at rest and in transit
Who it is for
It is built for couples or households that make decisions together but have money spread across separate institutions. Shared visibility does not replace conversation, permissions at the original institution, or professional legal and tax advice.
How it works
A reviewable workflow, not a black box
- 01Connect up to five supported sources that belong in the shared picture.
- 02Invite the second household member included with the plan.
- 03Review balances, activity, recurring obligations, and changes from the same workspace.
- 04Export records or use the assistant to prepare a question for discussion.
What to know before choosing
The goal is a common map, not a pooled bank account. BetterOff cannot move money through connected sources. It does not sell customer data, and AI-proposed changes require approval.
The single plan includes five connected sources, 200 AI messages each month, two household members, and PDF and CSV exports. It costs $15 monthly or $144 yearly and has a 30-day refund policy. Review pricing and limits, security practices, and the FAQ before signing up.
Questions people ask before deciding
Short answers to the practical limits and controls behind this page.
How many household members are included?
The BetterOff plan supports two household members.
Does sharing combine bank accounts?
No. It provides a shared view; the original financial sources remain separate and read-only.
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Reviewed by FinSync LLC