Pricing
One plan, with the limits stated up front
BetterOff costs $15 per month or $144 per year. The plan includes up to five connected sources, 200 AI messages each month, two household members, and PDF and CSV exports. It comes with a 30-day refund policy. You can cancel without calling support.
- 10,000+ supported institutions
- Encryption at rest and in transit
Who it is for
The plan is for people who want banks, cards, investments, debts, wallets, and recurring bills in one workspace. It is a poor fit if you need unlimited institution connections, active trading, tax filing, or an app that moves money on your behalf.
How it works
A reviewable workflow, not a black box
- 01Connect up to five supported financial sources with read-only access.
- 02Invite one other household member to the same financial view.
- 03Use up to 200 AI messages per month to ask questions about the connected picture.
- 04Export records as PDF or CSV when you need a portable copy.
What to know before choosing
There is no separate premium tier to decode. Monthly billing is $15. Annual billing is $144, equivalent to $12 per month when spread across a year. The product does not sell customer data, and an AI suggestion cannot silently change your financial records: changes require approval.
The single plan includes five connected sources, 200 AI messages each month, two household members, and PDF and CSV exports. It costs $15 monthly or $144 yearly and has a 30-day refund policy. Review pricing and limits, security practices, and the FAQ before signing up.
Questions people ask before deciding
Short answers to the practical limits and controls behind this page.
How much does BetterOff cost?
$15 monthly or $144 yearly for the single BetterOff plan.
Can I get a refund?
The plan has a 30-day refund policy.
What are the plan limits?
Five connected sources, 200 AI messages per month, and two household members.
Continue your research
Reviewed by FinSync LLC