Net worth tracking
See what you own and owe in one financial map
BetterOff is a net worth tracker that places cash, investments, debts, cards, and supported wallets in one read-only workspace. It helps you see the total and the accounts behind it without granting permission to move money.
- 10,000+ supported institutions
- Encryption at rest and in transit
Who it is for
It is designed for households whose financial picture is split across several institutions. A balance alone is not the whole story, so BetterOff keeps the account structure, recent activity, recurring obligations, and shared household context close to the net worth view.
How it works
A reviewable workflow, not a black box
- 01Connect supported banks, cards, investment accounts, debts, and wallets.
- 02Review assets and liabilities together instead of maintaining separate totals.
- 03Use the activity history to understand what changed between snapshots.
- 04Share the same view with a second household member and export records when needed.
What to know before choosing
A spreadsheet can calculate net worth, but it becomes stale as soon as an account changes. BetterOff focuses on the ongoing workspace around the number. Connections are read-only, customer data is not sold, and AI-generated changes still require approval.
The single plan includes five connected sources, 200 AI messages each month, two household members, and PDF and CSV exports. It costs $15 monthly or $144 yearly and has a 30-day refund policy. Review pricing and limits, security practices, and the FAQ before signing up.
Questions people ask before deciding
Short answers to the practical limits and controls behind this page.
What accounts can a net worth tracker include?
BetterOff is built to combine supported banks, cards, investments, debts, and wallets.
Can BetterOff move money?
No. Financial connections are read-only.
Continue your research
Reviewed by FinSync LLC