For investors
Put the portfolio back inside the household balance sheet
BetterOff is a personal finance app for investors who need to see investments beside cash, debts, cards, wallets, spending, and recurring obligations. It provides a wider financial map than a portfolio-only dashboard.
- 10,000+ supported institutions
- Encryption at rest and in transit
Who it is for
It fits people whose investment decisions depend on liquidity, debt, household commitments, or accounts at more than one institution. It is not a brokerage, trading terminal, tax-lot optimizer, or source of individualized investment advice.
How it works
A reviewable workflow, not a black box
- 01Connect supported investment and cash accounts along with relevant debts.
- 02Review portfolio value as one part of net worth rather than the only score.
- 03Compare changes in investments with cash flow and upcoming obligations.
- 04Share the view with a household member or export a record for further analysis.
What to know before choosing
Portfolio software often starts and ends with holdings. BetterOff starts with the household financial system. Source connections are read-only, customer data is not sold, and AI suggestions remain subject to approval.
The single plan includes five connected sources, 200 AI messages each month, two household members, and PDF and CSV exports. It costs $15 monthly or $144 yearly and has a 30-day refund policy. Review pricing and limits, security practices, and the FAQ before signing up.
Questions people ask before deciding
Short answers to the practical limits and controls behind this page.
Can I trade through BetterOff?
No. BetterOff uses read-only connections and is not a brokerage.
Does BetterOff include non-investment accounts?
Yes. It is designed to show investments beside cash, cards, debts, wallets, and recurring bills.
Continue your research
Reviewed by FinSync LLC